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Editor’s Note: This story originally appeared on NewRetirement. When we reach a certain age we must — in order to avoid tax penalties — take required minimum distributions from IRAs, 401(k)s, and other types of tax-advantaged accounts (all retirement accounts funded with pre-tax contributions). Until recently, the age was 70.5. It is now 72 unless you turned 70.5 before the end of 2019.

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