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Editor’s Note: This story originally appeared on NewRetirement. How much are you spending on 401(k) fees? Do you even know you’re paying them? Many of us are oblivious to these costs, but almost everyone with a 401(k) account pays them. Here are a few facts: 95% of all 401(k) participants pay fees. 64% of U.S. investors think that they don’t pay any fees on retirement accounts. Only 27% of U.S.