Aaron Freeman / Money Talks News
When I wrote my first book, “ Life or Debt,” more than 20 years ago, I had a simple solution for investing your long-term savings. It was to subtract your age from 100, then put the resulting percentage in stocks. The rest you’d divide into two equal parts: an intermediate term bond fund and a money market fund. If you were 40 years old, for example, you’d subtract 40 from 100…