Aaron Freeman / Money Talks News

If you’re young — say, 40 or under — retirement is likely more of a hazy concept than something to actually plan for. For now, it’s no big deal. There are infinite possibilities that could change the outcome. You could get a big raise. Win the lottery. Get an inheritance from a relative you didn’t know you had. Heck, maybe you’ll even die before the big day arrives. But take it from a guy in his…

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