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Editor’s Note: This story originally appeared on The Penny Hoarder. If you’re not already rich, the race to early retirement can feel like it’s marred by sacrifice. Give up this, give up that — like the only way to retire before 65 is if you suffer now. Sure, you want to be able to enjoy early retirement, and that means having enough money saved to do so. But you also want to live your life now in…

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