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The great thing about homeownership is that there’s no landlord telling you what you can and can’t do. The not-so-great thing about homeownership is that there’s no landlord to call when things go wrong. Toilet running off and on, or nonstop? Sink that won’t drain? Door squeaking as ominously as the lid to Dracula’s casket? The cost of fixing these and other relatively minor problems can eat into…

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