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These days, “retired” doesn’t always mean “not working.” According to a study of U.S. retirees from the nonprofit Transamerica Center for Retirement Studies (TCRS), 49% of baby boomers “are currently working or expect to work past age 70 or do not plan to retire.” More than half — 52% — of those surveyed said their top reason to keep working was “want the income.” The good news: You might be able…

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