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I’m a Costco fan, but I always check my bank balance before I go, and keep a running mental total as I load my cart. Otherwise, it’s too easy for me to overspend. It’s not that Costco is overpriced for what you get. But when a store lines their entryway with flat-screen TVs and can’t keep gold bars in stock, you know it’s easy to go overboard. But thankfully, Costco has plenty of lower-priced…

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