CandyRetriever / Shutterstock.com
Advertising Disclosure: When you buy something by clicking links on our site, we may earn a small commission, but it never affects the products or services we recommend. A half-million bucks. Sounds like a lot, and it is. Unless, that is, you’re planning on living another 30 years with only Social Security as income. The average Social Security monthly benefit is only around $1,800.