goodluz / Shutterstock.com
There are a lot of hurdles to overcome when figuring out how to retire early — before 65. However, early retirement health care is one of the most fiscally challenging. Medical care is going to be expensive no matter when you retire, but the situation is more serious for those who retire early, by choice or otherwise. Medicare isn’t available until age 65, and self-insurance in your 40s, 50s…