Krakenimages.com / Shutterstock.com
Editor’s Note: This story originally appeared on NewRetirement. Everyone knows that if you want to achieve something, you had better set a goal. However, very few Americans actually do or even know how to set financial goals. According to Schwab’s Modern Wealth Index, only 33% of people have some sort of written plan or goals. What’s worse? The Financial Health Network finds that only 29%