Halfpoint / Shutterstock.com
As we age and our bodies wear out, the risk of disability rises dramatically. This is probably no surprise, but a new report from J.P. Morgan Asset Management underscores just how significant the risk is later in life. In fact, by the time you are in your 90s, you have little more than a 50-50 chance of avoiding disability, which is defined as needing assistance with two or more activities of…